About Us

Montecito Bank & Trust is a locally owned community bank founded in 1975. Since 2003, Montecito Bank & Trust has demonstrated their ongoing support of the community through a unique program, Community Dividends®, which gifts $1 million to more than 100 local non-profits annually in both Santa Barbara and Ventura Counties.

The bank has branch offices in Carpinteria, Goleta, Montecito, Santa Barbara, Solvang, Westlake Village and Ventura. Montecito Bank & Trust offers a variety of competitive deposit and lending solutions for businesses and consumers: mortgage loans, business loans and lines of credit, SBA loans, credit cards, merchant services, online banking and cash management. Their Trust & Investment Division, located in Montecito and Solvang, provides full investment management as well as Trust services.

Montecito Bank & Trust has been designated a Super Premier or Premier Performing Bank the last ten years by The Findley Reports, an independent service which rates the financial performance of California banks.