Ray has lived in Ventura County since 1972. He attended Santa Clara High School and then went to Ventura College for his Engineering Core. He then transferred to UC Santa Barbara where he obtained his Bachelor of Science degree in Electrical and Computer Engineering. He also owned and operated Crossover Cellular in Ventura. He has been a member of BNI (Business Network International) since 2003 and a BNI Executive Director since 2019. Before becoming an insurance agent, he was a branch manager of a local bank.

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